Bundling your insurance with an umbrella insurance policy from Bayshield Insurance can go a long way towards securing your peace of mind when it comes to protecting your assets and investments. If you’re living in San Jose, CA, or Irvine, CA, and need to file a claim, here are a few essential tips to remember as you go through the process in the state of California.

Review Your Policy Details

Understanding the fundamentals of your umbrella insurance policy is essential, particularly regarding coverage limits, conditions, and possible exclusions. The more familiar you are with your policy, the easier it will be to determine what is covered during a time of need. It’s wise also to revisit the underlying insurance policies bundled with your umbrella policy, such as auto or homeowners insurance. Understanding which deductibles you’ll need to meet to use your umbrella insurance can significantly streamline the process of filing a claim.

Document Evidence

Whether you’ve been involved in an accident or your home has recently sustained damage from a natural disaster, it’s crucial to document evidence as thoroughly as possible. Videos, photos, official police reports, and eyewitness statements can all help solidify your case once you file a claim with your umbrella insurance policy provider.

Reach Out to Your Insurance Company

Contact your insurance company, such as Bayshield Insurance, immediately after any accident or disaster. Promptly notifying your insurance company helps avoid potential delays or even denials.

Submit Your Claim

File claims accurately and precisely for the best outcomes. Provide all relevant documentation and evidence. If required, work with a claims adjuster to ensure accuracy.

If you’re a resident in the San Jose, CA area, and you’re looking for umbrella insurance, reach out to Bayshield Insurance. We’ll help you find an umbrella insurance policy that fits your household’s needs perfectly.