At Bayshield Insurance in San Jose, CA, we’re here to help you make exciting changes in the place where you and your family live by making sure you have the right coverage for your needs.

When Your Home Becomes a Construction Site Due to Renovations

When you’re renovating all or part of your home, from an insurance point of view, there are many things that change. The activities aren’t just your usual family fun and relaxation, and you may have equipment and materials on site that have significant value.

These are just a couple of the many considerations that may require specialized coverage obtained by you or your contractor in order to be fully protected during the renovation timeframe.

Specific Concerns to Talk with Us About Before Your Renovation

If your renovations are being performed by a third party, some of these concerns may be their responsibility. It’s important to be sure, and we can help you make a checklist. In particular, make sure you check their insurance certificates as appropriate. You’ll likely want to have specific insurance that covers materials that might get damaged or stolen before installation.

If you’ve moved out during renovation, coverage for your vacant home is important and often overlooked. If you are acting as your own general contractor, there may be liability coverage concerns as well. Let’s talk about your project, and make sure you’re covered properly until it’s finished and habitable!

Reach Out To Us

Renovations can create significant disruptions in your family’s life on the way to a more enjoyable home. At Bayshield Insurance in San Jose, CA, we’re glad to help you make sure that you’re covered during this time of change, so you’ll confidently move ahead toward the day of celebration! Give us a call today.